With all the economic problems people are having, and the condition of the housing market, this may seem like a strange thing to say, but right now is a great time to buy a house.The rates are low, and it is a buyers market. Banks are holding homes and want them gone
I was recently looking through the real estate sites for some waterfront property that was going for a good price, and on a listing that caught my eye there was a mortgage calculator, so I clicked it and stumbled on a great site to get all your finances in order to prepare to buy a home
https://www.quizzle.com/
Quizzle is a free service that takes all your information, and shows you what you can afford. It also shows you what you can do to afford more
It has a link that can get you to your credit report, and helps you to dispute inaccuracies on your report.
This is the best free site I have ever found
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